11/18/2021

HyperPay Reminds You to Beware of New Scams!

Commonly-seen scams: Send the “problem feedback” link. It requires to provide private key and mnemonic phrase in the link? SCAM! An “airdrop message” that asks you to log in to your account on an unofficial website? SCAM! TG receiving a call claiming to be from HyperPay customer service, asking you to transfer money to the address provided by him in order to solve the problem? SCAM! TG “administrator” pm you to deposit tokens to on-chain wallet to ensure “wallet is active”, and provide him with mnemonics to help him “unfreeze your wallet”? SCAM! “Dismiss China mainland users”, guiding you to withdraw coins to a safe address? SCAM! HyperPay’s users are growing day by day, and community member base are also expanding. However, some malicious attacks begin to aim at newcomers. Many new users get contacted privately by accounts named “Maya”, “HyperPay Customer Service” or others to give a hand when they first enter the group to ask for help. These account may send a fake wallet download link, fake QR code (please make sure it is a correct official domain name! HyperPay download link is: https://www.hyperpay.tech/app_down), or guide you to create an on-chain wallet and ask you to provide mnemonic words, and when he gets the mnemonic words, asking you to deposit to keep the “wallet active” and help you solve problems, or let you fill in a feedback in an attempt to steal the private key or mnemonic phrase. In order to prevent your assets from being stolen, HyperPay will provide you with: How to distinguish between true and fake group administrators? And why are mnemonics and private key so important? To avoid being deceived. How to distinguish between true and fake administrators? ① Check the administrator’s card At present, our official administrator accounts are @hyperpay_official, @hyperpay_maya, and there are also some official volunteers. Each of our workers provide their own username, and fake administrators often do not have a username, or use “hyperpay_Maya”. Sometimes the difference is too tiny to notice, please check carefully! ② View Groups in common Fake administrators often are team members, one pretending to be a user lurking in the community, and one using a fake “customer service” account to contact you privately. Please check the common group between you and the “administrator”, if there is not even a HyperPay group in common, it must be a fake one. ③The administrator will never contact you on his own initiative The administrator will never take the initiative to contact you privately, nor send you the voice call on TG, nor invite you to some “HyperPay area group”, and all help is free! The real administrator has a little star on the right of its account name in the member list popped up if clicking on the group name, and a “admin” mark on the upper right corner of the dialog box, so it is clear to distinguish between the real and fake administrators. Thus, when you ask questions in the group and seek the help from administrators, beware to identity these marks and don’t believe in private messages! 2. What are the private key, mnemonic phrase, and self-managed wallet password? ① Private Key In blockchain transactions, the private key is used to generate the signature necessary to pay the currency, a prove of the ownership of assets. The private key must be kept confidential at all times, because once it is leaked to others, the assets under the protection of the private key is given away to him! The private key stored in the user’s wallet is completely independent and can be generated and managed by the user’s wallet software, without the need for blockchain or network connection. The essence of the private key is a true random number, and a byte array if stored in the computer. Common Bitcoin and Ethereum wallet private key examples are as follows: BTC: L2XgPM8M7i2TT9BqEBtaYLcSwXHC7oScYN2GTLFDDyKwiWXAAMwi ETH: 7bf7d40446c09a9c1e5a9019650d9c398680fb2d323824cc85ba88026b057843 ② Mnemonic Phrase Normally, the on-chain wallet will a generate mnemonic phrase (this is another form of the private key) to help users remember complex private key. a. The mnemonic phrase consists of 12 English words. The mnemonic phrase is to be read from left to right, first row to second row. The sequence of the phrase is paramount as this must be accurate. These words are generated based on a certain algorithm, so users don’t have to worry that the address will be located by inputting 12 words randomly. b. Once the mnemonic phrase is generated, users need to back up it immediately and properly keep it safe from theft or loss. Please note that HyperPay does not store these mnemonic phrases and cannot retrieve it if user lose this information, and anyone who get the information, get the access to your assets! ③ On-chain Password When creating an on-chain identity, HyperPay would ask you to set a password for it, which is different from the password of your off-chain wallet. The on-chain password is mainly required for on-chain transfers; when using the private key/mnemonic phrase to import wallet; when authorizing dapp; and when you need to modify or deposit. If you forget the password, you can use the backup mnemonic phrase to re-import the on-chain identity on HyperPay and reset the on-chain password. Use the bank to parallelize: Private key = bank card number + bank card password Mnemonic phrase = bank card number + bank card password On-chain wallet password = bank card password Thus, leaking the private key and mnemonics is equivalent to giving away your assets! Scams are everywhere, so please bear in mind that: 1) Customer service will never take the initiative to send you a private message. 2) Customer service is free. 3) Never give anyone your mnemonic phrase, private key, and login password, thanks everyone for your support！   Relevant Official Links: Web: https://www.hyperpay.tech/ HyperPay download: https://www.hyperpay.tech/app_down Twitter: https://twitter.com/Hyperpay_tech Facebook: https://www.facebook.com/hyperpayofficial/ Tg(EN): https://t.me/HyperPay_En Tg(CN): https://t.me/hyperpaywalletcn

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10/24/2021

HyperPay Corporates with LifePay, to Issue UnionPay and VISA Credit Card

HyperPay wallet has reached a strategic partnership with LifePay, an international compliant crypto asset payment service provider, and the two parties will work in depth on the credit card and payment business. HyperPay is planning to corporate with LifePay to issue the crypto asset credit card in several countries around the world, continuing to connect the crypto world with traditional financial payment tools, allowing users to pay by credit cards with cryptos deposited as they like. This partnership will enable HyperPay to provide users around the world with a more user-friendly and compliant digital asset payment experience, and optimize current experience and transaction fee in countries like the United States, the United Kingdom, Australia and others. It effectively solve the problem of HyperPay users unable to consume their crypto assets by creating a seamless interface between crypto and fiat, which is another milestone in HyperPay’s deep commitment to the payment field.   About LifePay LifePay is a financial technology company jointly established in 2020 by Australian-listed Novatti Group (ASX:NOV) and AFIG, a compliant crypto asset payment service provider with the Australian Financial Services License (AFSL) No. 448066, and has been engaged in the payment field for years. At present, LifePay has worked with UnionPay, VISA, ANZ, Bank of Shanghai and other financial institutions to provide users with a new payment experience. 

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06/10/2021

USDT Bonus for Purchasing via Credit Card

Dear users,   To allow more users to enjoy the simplicity and convenience of credit card purchases, HyperPay offers a 5USDT bonus to every user who uses a credit card to purchase coins for the first time.   1. Use a credit card to purchase currency in HyperPay "Purchase" (each order needs ≥ 100 USD/or equivalent) 2. Join the community: https://t.me/HyperPay_airdrops, and send a screenshot of the email confirming the successful purchase to the community administrator (if you have any questions, please check the community announcement or contact customer service) 3. Receive your USDT bonus   Time: from June 10, 2021   Thank you for your attention and support to HyperPay! You can contact customer service for any help.

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05/04/2021

HyperPay Has Applied for Small Dogecoin(SDOG) Airdrop Whitelist and Opened SDOG Transfer

Dear HyperPay users:   In order to protect the rights and interests of Dogecoin holders, HyperPay has applied for the whitelist of Small Dogecoin(SDOG) airdrops for Dogecoin holders. HyperPay will also supports SDOG collection and transfer functions.   Project Introduction: Token name: SDOG Official website: www.smalldogecoin.com Blockchain query: https://etherscan.io/address/0x537edd52ebcb9f48ff2f8a28c51fcdb9d6a6e0d4 Issuing time: 2021-04-21 Number of issues: 128,756,977,746,000 In circulation: 6,437,848,887,300   Detail Intruduction: Small Dogecoin(SDOG) is a revolutionary experiment initiated by the decentralized community, dedicated to becoming a more decentralized and mission-promising potential currency than Dogecoin.   Small Dogecoin will be further under the KenLon Musk Project, landing on Mars and building a completely decentralized network with absolutly data security to become the universal currency of our galaxy.   SDOG will be airdropped to DOGE holders of exchanges that are on the whitelist. SDOG airdrop rate is 1 DOGE = 1000 SDOG.   HyperPay Team May 4, 2021

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04/19/2021

HyperPay Joint ISM to Send Airdrops

HyperPay & ISM Holding Airdrop + DeFi Fixed (ISM Session) 500 ISM Waiting for You! ! !   Time: 00:00, April 20, 2021-00:00, April 27 (UTC+8) Details: Event 1. Holding ISM During the event, users who deposit ISM in HyperPay off-chain wallet, or purchase ISM through Instant Exchange in the wallet, can share 300 ISM together! Snapshot time: 00:00, April 27, 2021 (UTC+8) There is no restriction on transactions during the event. In order to ensure maximum rewards, please do not withdraw before the snapshot. Sharing rules: (amount of user’s deposited ISM + purchased ISM by Instant Exchange)/(amount of all users’ deposited ISM + purchased ISM by Instant Exchange)*100%*300   Event 2. Investing ISM During the event, users who purchase DeFi Fixed - ISM Session in HyperPay off-chain wallet, can share 200 ISM together! Participation time: 00:00, April 20, 2021-23:59, April 23 (UTC+8) Sharing rules: amount of ISM the user using to purchase Defi Fixed / total amount raised in DeFi Fixed - ISM Session *100%*200   Notices: 1. Rewards will be distributed to HyperPay accounts before 00:00 (UTC+8) on April 30, 2021. 2. Any cheating behavior found, you will be disqualified to receive the rewards. HyperPay reserves all the right for final interpretation.   Risk Warning: Digital currency is a high-risk investment. Investors are requested to judge their investment ability rationally and make investment decisions prudently.

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04/13/2021

Adjustment on the Interest of HyperPay Filecoin Cloud Mining

When the HyperPay Filecoin Cloud Mining was launched, there was no clear rules, but only the initial pricing for the hardware cost of the mining machine. After the birth of Filecoin mining rules, its real mining cost is divided into three parts (mining machine hardware + pledge coin + packaging Gas fee, the former accounted for about 40%, the latter two accounted for 60%) .   After the Filecoin mainnet went live, the market was extremely lack of FIL tokens necessary to fill hash rate. In order to ensure the interests of users, HyperPay adopted the scheme as most mining machine manufacturers to advance the cost of pledge coins and package gas fees, continue to packaging linearly for users, and distribute all mining revenues to users. However, with the rapid increase in the price of FIL, and the gradual increase in the hash rate of filling, the cost of mining has changed dramatically, the proportion of hardware costs of mining machines decreasing to 10%, and the operating pressure of HyperPay to advance pledge coins and gas fees has surged, bearing interest of 72% of the annualized interest rate on the market. Therefore, the current best strategy is to package the effective hash rate as soon as possible to increase the mining revenue.   HyperPay Filecoin Cloud Mining has decided to adopt a general market solution. The user's mining income will be repaid for the advance payment by the platform, and the platform continue to pre-pledge it to increase the speed of hash rate. In this case, the amount of repayment will grow faster, but users can avoid FIL interest expenses by repaying in advance actively. At the same time, in order to relieve users’ pressure on borrowing coins, HyperPay has decided to subsidize all Filecoin Cloud Mining users by 50% of the market borrowing interest. After the subsidy, the daily interest rate for users’ borrowing is only 0.09863%, which is significantly lower than the market FIL. Please be informed of above informed.

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04/08/2021

Filecoin Cloud Mining’s Advance Payment and Interests Repayment

Dear users:   Since the launch of the Filecoin mainnet on October 15, 2020, the pre-pledge and linear release in the official economic model and the high gas costs have tortured miners, and many of them chooses to strike, stopping filling effective hash rate for users. The token gap is huge, and the costs of borrowing and the risks of purchase remain high.    However, HyperPay is trying its best to protect the rights and interests of users. HyperPay Cloud Mining products have been linearly packaging hash rate, and has paid in advance of 2 million-USDT FIL tokens for users.   The FIL tokens paid in advance by HyperPay are mainly used for pre-pledge and packaging gas fees. The current cost of packaged 1TiB of effective hash rate is about 15.24 FIL.   HyperPay Filecoin Cloud Mining followed the FIL official economic rule to distribute income to users (25% of mining income is released directly, and 75% linearly released) since the beginning, and did not charge users any cost of filling and interest of advance payment, which caused high operating cost for us. Therefore, for the sustainable development of the platform, from now on, HyperPay will charge users fees and interest of advance payment.   The interest is charged according to the market's 60% borrowing rate, accrued on a daily basis, and collected by deducting the user's daily FIL income. Users can also choose to repay it in advance, so that there is no interest.   Moreover, HyperPay will transparently display the data of hash rate, all profits and the calculation logic of costs. Based on the purpose of serving users, we will continue to provide users with the most reliable service.   HyperPay team April 8, 2021

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04/08/2021

HyperMate Pro Is Formally Ready

HyperPay's new generation hardware wallet, HyperMate Pro, is officially launched on April 8. Users can follow HyperPay official updates or consult customer service for more information on HyperMate Pro sales.   This time, HyperMate Pro has made great improvements in exterior, user experience, functions and safety performance compared with HyperMate G.    Let’s first take a look at the two versions of hardware wallets (the left HyperMate Pro, the right HyperMate G):     The International Organization for Standardization divides the CC assessment level into EAL 1-7 from low to high. Generally speaking, the safety requirements of commercial products are within CC EAL 5. The bank chip debit cards require CC EAL5+. Higher levels such as CC EAL6 and CC EAL7 are for military use. HyperMate G and HyperMate Pro all reach CC EAL6+, but Pro has been detailed optimized and improved:     Carved in details, an innovative work   HyperMate G supports tens of thousands currencies, supports multi-sig of BTC, HC, ETH, BCH, LTC and ERC20 tokens, supports firmware upgrades, and supports connection to HyperPay app via Bluetooth.     HyperMate Pro inherits all the functions of HyperMate G, and combines traditional mature security technologies to achieve a secondary security upgrade at the physical level to prevent illegal hijacking of user accounts by external factors in extreme cases, thus to ensure that every transaction is correct and safe.   Fingerprint Users need to verify their fingerprints on HyperMate Pro to confirm that the transaction is initiated by themselves, which double guarantees the security of the transaction;   Mnemonic Users have two options for creating mnemonic words: users can choose to create 12 or 24 mnemonic words, and the two standards do not affect the safety coefficient.     Bluetooth 5.0 Bluetooth 5.0 has an increase and optimization for the speed of low-power devices. Bluetooth 5.0 combines with wifi to assist in positioning indoor locations, improving transmission speed and increasing effective working distance.   Optimizing user experience   Chinese/English HyperMate G only has English language, but Pro supports English and Chinese. Korean, Italian, and Arabic will soon be supported;   Smoother physical keys HyperMate Pro has made a lot of optimizations in details to try to provide users with better experience.   Brand-new design   HyperMate Pro has larger monitor and the physical keys, which is more intuitive and easier to operate.   Also, the vertical structure, the appropriately increased volume and weight and the perfectly arranged keys make it more suitable for one-handed operation.   The box of HyperMate Pro contains:   HyperMate Pro device *1 Card Holder *1 Mnemonic Card Instructions *1 Card Holder Instructions *1 Quick-drying Oily Pen *1 Mnemonic Card *1 USB charge cable *1 User Manual *1 Mnemonic Handbook *1     The mnemonic card is made from aluminum alloy raw materials, combined with laser  technology, so the card is fire- and water-proof; the customized quick-drying oily pens is able to keep the words and colors for a long time under natural conditions.   In the Mnemonic Handbook, according to Bitcoin's mnemonic words generation specification, mnemonics are randomly generated from a fixed 2048 words. Users can record one or several words of the mnemonics according to the customized shift rules, so as to achieve the purpose of secondary encryption.     The Card Holder is made of special blended metal fiber material, which can effectively shield Bluetooth signals and isolate electromagnetic interference.     Assets safety under DeFi trend   Since the beginning of 2021, the DeFi market has continued to heat up. The trading volume of the DEX market in February reached approximately $72.89 billion, another record high, an increase of $12 billion compared to January. For now, the total lock-up volume in the DEX market has reached $19.48 billion, of which more than 70% has been newly increased in the past three months.   The phenomenal mania also hides risks: MetaMask, the beneficiary of the current DeFi mining boom, as a plug-in wallet, is facing an increase in the risk of asset theft as frequent access to the Internet. One misoperation may cause damage to your own funds, but participating in DeFi mining through a hardware wallet can largely avoid the risk of private key exposure and theft.     The function of a hardware wallet is to isolate your private key from the Internet, from the public key, and hardware wallet can only call the private key to confirm the signature by physical keys operation. Therefore, using HyperMate Pro can greatly protect the safety of funds, and you can really enjoy the happiness of DeFi world.   Summary   HyperMate has never stopped pursuing the margin of safety, and is always striving for the best in details, just want to provide users with a safer and easier-to-use hardware wallet.   

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